What Makes Us Special?

Thorough & Extensive Knowledge, with Over Two Decades of Experience

Is There a Fit?

We are not under the illusion that quality is at all related to quantity...

No advisor with FPF will ever have primary responsibility for on-going service of more than eighty households. More than that compromises our time to answer questions, manage portfolios, and research the issues affecting your financial success and disseminate the information through the most effective channels.

What We Are Not

One Size Fits All
Each portfolio we build is individual to that household. There are no generic portfolios or pre-set formulas.

The principal of the firm has been licensed for a quarter century and has been a Certified Financial Planner Practitioner™ for over a decade. All those advising clients are pursuing advanced designations.

We do not have sales goals, formal projections, or quotas. All employees are licensed and we foster an environment of continuing education. We do not spend more time reading books on how to sell than enhancing knowledge on industry topics and improving the lives of our clients.

Dismissive of Your ideas
Over the years, plenty of people have asked my opinion on the role precious metals plays in a portfolio, how a small-cap stock or other tips they’ve received fits in their plan, or how the upcoming marijuana legislation might affect opportunities for profit. With our unique FPF Investment Policy Statements and Net Worth + Income Retainer set-up, it is easier to focus on the client and never have a conflict of interest in providing unbiased information in accordance with these, and other, questions.

What We Are

We represent no product or pre-built portfolio nor do we limit our recommendations to the one best suiting our needs when several solutions exist.

Our advisors have over 30 years of combined, full-time experience serving the investing public and have held diverse responsibilities in the industry.

Believers in Education
Those retaining us for comprehensive financial planning will benefit from a personalized curriculum built to improve understanding of the broad scope of financial issues facing them now and in the future. Self-study materials will be made available through links on this site.

Sensitive to Your Tax Situation
We have no proprietary formula or pre-built portfolios to which we automatically move your assets, possibly causing unnecessary taxable events.

Ready to Act as a Second Opinion
Since we focus on total financial well-being, people can choose to involve us in comprehensive planning and asset management or work with us to identify opportunities for improvement and work on their own or with someone else to resolve them.

What Sets Us Apart?

FPF Advisors have greater than 3 decades of combined, full-time experience helping in meeting clients' financial objectives.

Providing a comprehensive, customized and collaborative experience from the time we first engage, there will be a free exchange of ideas, proactive education to answer most questions before they arise, and constant review and presentation of tips to improve your financial standing.

Thoroughness of Offering

You can expect the planning to go beyond basics and for technology to be engaged to make access to your accounts and analysis easier.

Availability and Timeliness

A concierge-like experience awaits with an Advisor who has the time to consult when needed.

True Expertise

You'll have industry veterans leveraging many years of work behind-the-scenes and with clients to create a program to improve your financial efficiency.

Ready To Improve Your Financial Standing?

Make your appointment today.



The material in the website has been distributed for informational purposes only.   The material contained in this website is not a solicitation to purchase or sell any security or offer of investment advice. Information contained herein has been obtained from sources believed to be reliable, but not guaranteed.  Past performance is not a guarantee or a reliable indicator of future results.  Investing in the markets is subject to certain risks including market, interest rate, issuer, credit and inflation risk; investments may be worth more or less than the original cost when redeemed.   No part of this website may be reproduced in any form, or referred to in any other publication, without express written permission.  

Ross Emmer is an Investment Advisor Representatives with Dynamic Wealth Advisors dba Full Picture Financial, LLC. All investment advisory services are offered through Dynamic Wealth Advisors. A copy of Dynamic Wealth Advisors’ ADV Part 2A Firm Brochure is available upon written request and can also be found on the Securities and Exchange Commission website at https://adviserinfo.sec.gov/IAPD by searching under crd #151367.  

Dynamic Wealth Advisors dba Full Picture Financial, LLC provides links for your convenience to websites produced by other providers or industry related material. Accessing websites through links directs you away from our website. Dynamic Wealth Advisors dba Full Picture Financial, LLC is not responsible for errors or omissions in the material on third party websites, and does not necessarily approve of or endorse the information provided. Users who gain access to third party websites may be subject to the copyright and other restrictions on use imposed by those providers and assume responsibility and risk from use of those websites. 

Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the CFP® certification mark, the CERTIFIED FINANCIAL PLANNER™ certification mark, and the CFP® certification mark (with plaque design) logo in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.