Contact Us
Contact Us
Set your appointment for a free portfolio assessment
Phone
480.847.0373
Address
9420 E. Hillery Way Scottsdale,AZ 85260
AZ 85260
AZ 85260
AZ 85260
AZ 85260
480.847.0373
Create a vision for your future through conversation about a range of topics and reviewing documents (see below for those)
After processing the information, a plan is created to quantify the goals, identify pitfalls to success, and possibly enhance potential outcomes
We present the findings and make final alterations and embark upon solving outstanding issues and taking advantage of strengths
A Customized Educational Curriculum is embarked upon.
We set up a Personalized Investment Policy Statement (see stand-alone active portfolio management), transfer assets as appropriate
Clients can update the goals and assumptions or just monitor the progress of their financial plan at their leisure through an internet portal.
The advisor will be updating the plan on a regular basis and will share findings at scheduled reviews.
(a physical document governing what the advisor is empowered to do on the client’s behalf)
Discuss the ways the portfolio has been constructed, will be augmented, and how it is intended to be used in the future.
Determine the return needed from the portfolio to meet stated objectives.
Set up a Personalized Investment Policy Statement.
Funnel down to the appropriate level of aggression to balanced out Equity versus Fixed Income positions in accordance with need and personal preferences.
Educate on the differences between individual securities like (Common Stock and Bonds) and packaged products (like ETFs and Mutual Funds).
Design a strategy to have the portfolio work for you in up/down markets.
Discuss ancillary portfolio options of hedging and sector investing.
Take your tax bracket and personal preferences into consideration when placing investments for income versus capital gains in different account types.
Daily monitoring and semi-annual re-balancing the portfolio.
Make a withdrawal policy to meet income needs and manage current and future tax liability
The purpose of this exercise is to manage the portfolio as the clients would if they had the time, interest, and information the advisor has.
No two clients will have the same portfolio as one another.
Review of Insurance, Investment, and Estate Planning Documents and related step-by-step recommendations and instructions for the clients to complete on their own.
Social Security and Medicare Strategy.
Workplace Benefit Questions.
Second Opinion on another industry professional’s work.
Creation of a Static Personal Financial Plan without web portal access for ongoing updates.
Independent
We represent no product or pre-built portfolio nor do we limit our recommendations to the one best suiting our needs when several solutions exist.
Credentialed
Our Advisors have been serving the investing public for over 2 decades.
Believers in education
Those retaining us for comprehensive financial planning will benefit from a personalized curriculum built to improve understanding of the broad scope of financial issues facing them now and in the future. Self-study materials will be made available through links on this site. And, watch the blogs to gain more insight into the workings of the financial services world so you are better prepared to make decisions with a positive outcome.
Sensitive to your tax situation
We have no proprietary formula or pre-built portfolios to which we automatically move your assets, possibly causing unnecessary taxable events.
Ready to act as a second opinion
Since we focus on total financial well-being, people can choose to involve us in comprehensive planning and asset management or work with us to identify opportunities for improvement and work on their own or with someone else to resolve them.
One Size Fits All
Each portfolio we build is individual to that household. There are no generic portfolios or pre-set formulas.
Under-Experienced
Everybody running the firm is licensed for many years and those currently advising have advanced industry-recognized credentials.
Dismissive of your ideas
Over the years, plenty of people have asked my opinion on the role precious metals plays in a portfolio, how a small-cap stock or other tips they’ve received fits in their plan, or how the upcoming marijuana legislation might affect opportunities for profit. With our unique FPF Investment Policy Statements and Net Worth + Income Retainer set-up, it is easier to focus on the client and never have a conflict of interest in providing unbiased information in accordance with these, and other, questions.