What to Expect
Comprehensive Planning. Portfolio Management.
Whether it be comprehensive financial planning, asset management, or just a few hours of help along your way, Full Picture Financial has provided for a unique client experience in which in-depth discovery conversations are held, financial data is reviewed in detail, recommendations actions are formulated in accordance with stated goals, and regular maintenance is assured.
The Process
Nine steps, from first hello to on-going care
From a no-obligation first consultation through continuous reflection, here is what working with Full Picture Financial looks like — step by step.
Make Your Appointment Today
- 1
No Obligation Consultation
No charge or stated duration: We produce a "Quick Sheet" to determine how you can benefit from our education and/or portfolio management services.
- 2
Target Objectives
The scope of planning / advisory services is agreed upon. Goals are brought into focus.
- 3
Data Gathering
Reviewing all currently known information to find opportunities to improve efficiency. See below for list of which documents to have available.
- 4
Process & Plan
Set expectations and time frames whilst engaging planning tools and other technologies in analyzing all information collected.
- 5
Recommendations
Review initial outcome and lay foundation for beneficial alterations to status quo.
- 6
Education
A constant throughout the process, those engaging in a Comprehensive Financial Planning Retainer will formalize a plan to increase knowledge in areas for improvement as well as those of greater interest.
- 7
Plan Implementation
Assignments agreed upon and divided between the Client and Advisor. Those engaging in Financial Planning or Asset Management will create an Individual Investment Policy Statement.
- 8
Assets in Motion
Initial movements are made into your personally designed portfolio. Re-balancing and re-structuring of your portfolio is made on a regular basis. Strategy for on-going withdrawals and ad hoc distributions is executed in accordance with your personal tax situation.
- 9
Reflection
Set continuous sessions to revisit progress (aside from the Personalized Education sessions) and establish access to monitor investment and planning applications.
Documents To Have Available
- Workplace or Social Benefit Program statements or booklets
- Annuity or Pension statements
- Private Insurance policies (disability, life, long-term care, P&C, umbrella)
- Investment and Bank accounts
- Paychecks or W-2's
- Loans and credit card statements
- Direct Investment summaries
- Estate Planning documents (wills, trusts, powers of attorney, etc.)
- Any Budgeting Work previously attempted
The Full Picture Financial Mission
FPF makes use of the financial planning process, as prescribed by the Certified Financial Planner Board of Standards™, to help clients understand their financial position and what it will take to meet, or possibly exceed, their objectives.